Dangers a Motorist Faces Largely Depend on the Motorist’s Whereabouts’ Characteristics

It’s a foregone conclusion injury is possible to any human utilizing any means of transportation. Whatever the means, yes, even mere walking, all these have their own unique dangers. “But nothing untoward is going to happen to me or mine,” someone objects. It’s unknown to us, however, whether this’ll be so, and therefore the government, having no omniscience either, has mandated that there’s something we must purchase before we turn the ignition key: car insurance. 

Automobile insurance, like it or not, is a must. Notwithstanding, there are certain considerations that can help mitigate our loses and difficulties. One of those considerations will appertain where exactly shall be our whereabouts with regard to residence, workplace, shopping, and recreation. 

For example, to deliberately go into a high-crime area to live, work or indulge recreationally is like begging to spend money on a deductible that the auto insurance company will not exempt the victim from. Can anyone say, “Out of pocket”? 
Now, inconvenient circumstances prevent some from being where’s best for them. True. Yet some can do otherwise and should do otherwise — before it’s too late! 

Factors a Vehicle Owner Should Contemplate Regarding Personal Whereabouts 

Crime statistics on a particular prospective area ought to be contemplated. Evil does exist in this world! But, besides crime, other concerns remain. A policy holder of auto insurance Leesburg Fl, for example, while not subject to, say, Maine’s winter’s often merciless snowfall, he or she of this city just north of Orlando will have to, to some degree or another, deal with hurricanes and possibly tornadoes. Indeed, the proneness of an area to particular natural disasters cannot be wisely overlooked. 

Next: schools and their immediate vicinity. Present there will be youngsters who, in their cacophony of chatter on or off school buses, are little observant to their surroundings and aren’t inclined to acknowledge potential dangers. This and other related risks dictate that avoidance of that scenario is best for self and the pockets. 

Then there’s the challenge of areas of high automobile commuting mixed with high bicyclist commuting. Cities and their legislative bodies neglecting to appropriately provide for both alike occasion plights, if not disasters, between these two types of commuters which have significant disparities betwixt themselves. Absence of adequate “bicyclist friendly” infrastructure, for instance, will occasion the vulnerabilities and the superiority complexes to emege and potentially escalate to road rage! Indeed, even in the event biking lanes are provided, assuredly, as in the case with automobile operators, there’ll be some inconsiderate bicyclist out there on his or her wheels who will, by a mistaken sense of invincibility or by a secret suicidal bent, decide to be a problem and a danger to other cyclists, motorists, pedestrians, and everybody else of the public. Best solution? Avoid cities and places where there’s a considerably high percentage of bicyclists. At the very least, seek alternate routes, like through less travelled neighborhoods. But, whatever one’s vehicular and travel circumstances, do exercise courtesy and restraint — which both usually equate to being law-abiding — when out and about.

 

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